I do not have excellent credit. How can Auto-Loans-Credit.com help?

The majority of all adults have at least 1 black mark on their credit report. If you do not qualify for a direct loan, Auto-Loans-Credit ‘s national dealership network can help provide you with a loan on a new or used vehicle.

My credit rating is not great. I have had some problems. Can Auto-Loans-Credit.com help me too?

Yes. Auto-Loans-Credit.com's dealers and lenders will help you work through your past problems. They are experts at arranging bad credit auto loan financing for a vehicle that fits your personal needs and budget

Does applying to multiple lenders for auto financing have a negative affect on my Credit Bureau score?

No. All credit inquiries within a 2 week period associated with one type of buying are consolidated into one inquiry for scoring purposes.

What determines my auto loan interest rate?

Interest rates are set according to the condition of your credit. Interest rates are determined by several factors, including the severity of credit problems, the amount of down payment, the amount of the loan and the degree of credit risk. Your auto loan expert will explain these factors, and tell you exactly what your interest rate will be. Lenders and auto dealers use a credit rating score and their own rating criteria to determine APR to be set for your auto loan.

Will I be required to have a down payment for the purchase of my auto?

Your current credit standing will determine the need for a down payment. It is always recommended to be prepared to pay a down payment.

How long does the application process take?

You will be contacted very promptly by the local auto dealership processing your auto loan request. The approval process is usually within several minutes to no longer than a few hours.